meet larry degraaf

With over 30 years of financial planning experience, Larry DeGraaf thrives on helping clients achieve their financial objectives. From investment planning for individuals to corporate investment and pension plan development, Larry's depth of expertise serves as the foundation for DeGraaf Financial—the firm he and Jeannie, his wife, began in 1992. Today they, and the entire team at DeGraaf, have built on that foundation to create a financial services firm of solid reputation and sound growth. Indeed, much of the firm's growth can be credited to personal referrals from satisfied clients.

CFP® professional, ChFC®, CLU®, AIF®; Series 7 FINRA General Securities Representative; Series 24 FINRA General Securities Principal; Series 63 FINRA Uniform Securities Agent State Law; Series 65 FINRA Uniform Investment Adviser Law; Investment Advisor Representative of Commonwealth Financial Network
Financial and client service roles since 1973. Founded DeGraaf Financial in 1992.
In addition to guiding the overall development and mission of DeGraaf Financial, Larry serves individual clients through retirement planning, and ongoing management of their investment portfolios. Larry has been an active member of St. Cloud Granite Rotary and past member of the Munsinger/Clemens Advisory Committee.
A firm believer that it's never too early to start planning for retirement, Larry walks the talk and is quick to share his vision for the best years to come — spending time with family and especially his grandchildren, traveling, fishing and a second attempt at bonsai gardening, as his first attempt was "really sad." And because he's a numbers guy at heart, he'll always continue to study U.S. and global economies and events, and the ever-changing puzzle of investment opportunities they create.

meet the team

jean birk


larry degraaf


jeannie degraaf


glen tautges


laurie moser